How We Work

Here's how we formulate the plan towards your goals:

Phase 1 - About You

We meet together to discuss your personal circumstances and your current financial situation. We'll go into detail so that we can draw up a complete picture of where you are now. We'll ask about you, your occupation, your savings & investments, your mortgage, your current liabilities and your tax position, and we'll explain how all of this information builds a profile which will help us to formulate our financial plan.

Phase 2 - Your Goals & Ambitions

Next, we discuss your objectives and aspirations, as well as any concerns that may arise. We’ll discuss risk and reward and capacity for loss which together will result in determining your attitude towards investment risk, allowing us to construct an investment portfolio that meets your needs.

Phase 3 - Analysis

Once we've gathered information on you and your financial situation, we take time to analyse any shortcomings of the present situation and how it can be improved.

Phase 4 - How to get there

In this phase, we present your Personal Financial Plan. This outlines the path toward your goals and identifies the most appropriate and efficient strategies to help you reach them. The plan also details the advice costs in implementing the plan. At this stage, we seek your review, approval, and confirmation to proceed.

Phase 5 - Implementation

We now move to the implementation stage, where the agreed recommendations are put into action.

Phase 6 - Review the Plan & Progress Updates

If required, review dates will be agreed and may take place annually or more frequently if needed. Regular monitoring of your Personal Financial Plan allows you to clearly track progress toward your financial goals and enables us to make any necessary adjustments along the way.